"I would like to express my gratitude to VWM for helping me organise my financial balance, and pushing me and making it easy for me to set up my pension SIPPS. But much more important has been the performance of the investments, especially in such troubled times, and with total transparency allowing me to monitor the performance of the investments daily. It is much easier to have everything in one place, and be able to see and participate in decisions.”
Michael Dann,
Newedge Group
"From the outset, Ken has been exceedingly diligent and has looked after me superbly. He has always explained things carefully and during the good times has successfully grown my portfolio. Furthermore, and most importantly, he has protected it during the bad times. He has kept a watchful eye at all times and I have felt that I have had a careful advisor over the last five years or so, for which I am exceedingly grateful.”
Nicholas Macfarlane
Consultant, Hogan Lovells
"I’ve had the pleasure of getting to know Fergus Muirhead in many capacities in recent years but most recently as my partner in facilitating and presenting workshops on family business issues. The latest was to a group of Scottish chartered accountants, members of ICAS, for a workshop we titled "It’s not just about the numbers”. In it we shared our experience working with families with wealth or businesses and got the hard-pressed audience to seriously think through the challenges and responsibilities that go with advising a family business through its long life cycle from generation to generation.
"Fergus is a great people person, able to listen, grasp the gist of issues quickly, and offer people proposals and suggestions based on a combination of their stated perspectives and his expertise, and he knows how to find out what people really want and then apply appropriate solutions. I think this is a vital and rare talent. It amounts to Trust. My brother once told me that trust has three components: honesty, competence, and reliability. Not many folk have all three. Fergus does. I’d recommend him to anyone… and he’s a great piper at weddings too.”
Martin Stepek
CEO, Scottish Family Business Association
"After many years of either mis-managing or simply failing to manage my own financial affairs, I finally put my investments into Ken’s hands in 2004. He did a full review, listened carefully to me, and produced specific and reasoned recommendations which were quite clearly designed for my particular circumstances, and which simplified and focused a hitherto rather chaotic portfolio into something planned and rational. I have been a satisfied client ever since, and can highly recommend Ken and his team.”
John Davidson,
General Counsel SAB Miller
"I met Fergus Muirhead 8 years ago at GMTV where I was the broadcaster-doctor and he was the financial advisor. At the time, I was looking at a very expensive bridging mortgage but VWM immediately found a much cheaper and more practical solution which literally saved me thousands. Having looked after all my financial affairs since then, VWM have worked tirelessly to keep abreast of and on top of a volatile market, whilst all the time fully communicating with me to my complete satisfaction and reassurance.
"They are a creative and responsive team who never fail to give me answers as and when I need them, and have managed my portfolio in a straight-forward, user-friendly and easily understandable way. I’d recommend them to everyone.”
Dr Hilary Jones,
GMTV
"Having used Ken Welsh for financial advice since he started up for himself, as Anderson Welsh through to VWM, I have always found him to be honest, professional and able to listen and provide clear and concise advice.
"VWM are a good size, big enough to have the answers and small enough to care and provide that personal attention.
"I have high hopes for their Wealth Management Service, which although is in the early stages, seems to be beating the markets.”
David Cosh,
Retired Chairman, Wallaces Express
"In 2005 an important event occurred, I met Ken Welsh of VWM! I understood his financial dialogue, (despite the Scottish brogue!) & instantly decided I had someone I could trust & relate to! – Ken listens intently. My pension will govern life style when retirement arrives & over the last 3 years I’ve found VWM to be punctual with information & professional with their advice.
"VWM’s audit of my existing affairs & their understanding of my financial objectives were concisely executed.
"I feel value for their fee, based on the overall service, including tax savings.
"Recently I was provided with new options, based on my intentions at the last review. Their attention to detail was excellent.
"I look forward to a continued relationship & importantly a sensible return on my investments!”
Malcolm Todd
MD Tuthill U.K. Ltd
"I have been a client of VWM for the last five years. When I first signed up my financial affairs were unnecessarily complicated. After a full financial MOT my affairs have been simplified and I feel abreast of my position through regular updates and meetings.”
Charles Scott Plummer
Senhouse Capital LLP
"I transferred my pension to Ken Welsh following severe problems with my previous financial adviser. Two close friends, who were horrified at my previous IFA advice, highly recommended Ken’s services.
"I have always found him to be honest, efficient, and very approachable. In my particular case, since being with his company, he has outperformed the market in all financial years.”
Peter Ross
Retired BA Pilot
"Your Company has totally grasped and understood my future needs and has responded accordingly. I am not only delighted with the sound advice, but also with the various ways you have shown me how to save tax during the course of my retirement.”
Nick Reed
Director, Primeads International Ltd
"VWM Wealth Management completed an initial audit of my existing affairs which was exactly what I needed. I think the quality of service is professional and as things go forward in my own finances, I’ll use more of VWM.”
Bruce Casely
Partner, Mountain Capital